Yes. Stop, breathe and have faith. A change is taking place. I am starting to take pleasure in saying “no”. No, I do not want to purchase that. No, I am not willing to spend that much on that item. I used to think that people who made such declarations were sticks in the mud and too restrictive. The change is that while I am saying no to one thing, I have in mind what I do want to use my funds for. Yesterday I said yes to some shoes for daughter, but the night before I had seen these shoes and said no. I wanted to think about them, instead of just reacting. When I went back I was armed with a coupon and left feeling like a winner!